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Inheritance

Does Coinbase Allow a Beneficiary?

August 25, 2026 by Vinoth Kanna

Four common documents in a Coinbase estate claim and a note that individual accounts have no direct beneficiary field.

No—Coinbase does not currently let an individual account holder name a beneficiary inside the account. Coinbase says ownership is transferred after death through estate-planning documents or the applicable law of intestate succession. Its support process typically requires a death certificate, estate or probate documents, government identification and signed transfer … [Read more...] about Does Coinbase Allow a Beneficiary?

Shamir Backup vs Multisig: What Actually Differs?

August 10, 2026 by Vinoth Kanna

Comparison of a Shamir backup threshold that reconstructs one wallet with a multisig threshold that authorises every spend.

Shamir backup and multisig can both be described as “two of three,” but they protect different things. Shamir shares reconstruct one wallet secret. Multisig requires signatures from multiple independent wallet keys. Confusing those designs leads to bad inheritance plans and recovery drills that prove the wrong failure. The practical rule is simple: use Shamir or SLIP39 when … [Read more...] about Shamir Backup vs Multisig: What Actually Differs?

Best Multisig Wallets and Services in 2026

August 10, 2026 by Vinoth Kanna

Bar chart comparing annual prices for Sparrow, Nunchuk, Casa and Unchained multisig options.

The best multisig wallet is the one you can recover without the company that helped you create it. Everything else—mobile polish, concierge calls, inheritance dashboards—comes after that exit test. We have no financial relationship with any provider below. Plans, prices and features were checked against official documentation in August 2026. Multisig is most mature on … [Read more...] about Best Multisig Wallets and Services in 2026

Dead Man’s Switches for Crypto: What Actually Works

August 7, 2026 by Vinoth Kanna

Two panels showing the failure directions of a dead man switch: firing while you are alive, or never firing at all.

A dead man's switch releases access to your crypto if you stop checking in. The appeal is obvious: no trusted person, no sealed envelope, no lawyer — the system simply notices you are gone and acts. The appeal is also where the trouble starts, because every implementation has to answer a question that has no clean answer: how does a machine tell "dead" from "on holiday … [Read more...] about Dead Man’s Switches for Crypto: What Actually Works

Writing Crypto Instructions Your Heirs Can Actually Follow

August 7, 2026 by Vinoth Kanna

Two panels splitting inheritance paperwork into a findable map containing no secrets and a protected document containing the keys.

The document that actually decides whether your crypto is inherited is not your will. It is a short, plain-language set of instructions written for someone who does not know what a wallet is, will read it while grieving, and cannot ask you a single question. Almost nobody writes one. Of those who do, most write it for a version of their heir who already understands crypto … [Read more...] about Writing Crypto Instructions Your Heirs Can Actually Follow

Multisig for Inheritance: The Strongest Option and Its Hidden Trap

August 7, 2026 by Vinoth Kanna

Diagram of a 2-of-3 multisig: two keys held by you and one by an heir, any two can spend, plus a note that the wallet descriptor is also required.

A multisig wallet requires several independent keys to authorise a transaction — typically "2 of 3", meaning three keys exist and any two can spend. It is the strongest answer to the inheritance problem, because it is the only arrangement where no single person can steal the funds and no single loss destroys them. It is also the most demanding thing on this site, and … [Read more...] about Multisig for Inheritance: The Strongest Option and Its Hidden Trap

What Happens to Your Crypto When You Die

August 7, 2026 by Vinoth Kanna

Comparison: exchange-held crypto is recoverable through probate paperwork; self-custodied crypto has no process and is lost if nobody can use the phrase.

Nothing automatic happens. There is no beneficiary field on a blockchain, no next-of-kin process, and no institution to notify. If nobody can find and use your keys, the coins stay where they are — visible on the chain, permanently unspendable. That is the whole problem, and it is a design consequence rather than an oversight. Self-custody means no third party can move … [Read more...] about What Happens to Your Crypto When You Die

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An independent reference on crypto self-custody — keys, backups, inheritance, and the scams built to take them.

We do not make or sell wallets, backup plates, or any other product. Some links earn a commission; that never changes a recommendation.

Written by Vinoth Kanna.

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About SteelPhrase

An independent reference on crypto self-custody — keys, backups, inheritance, and the scams built to take them.

We do not make or sell wallets, backup plates, or any other product. Some links earn a commission; that never changes a recommendation.

Written by Vinoth Kanna.

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